Hector De La Torre is the Executive Director of Transamerica Center for Health Studies. The Transamerica Center for Health Studies® is a division of the Transamerica Institute®, a nonprofit, private foundation. The Transamerica Center for Health Studies (TCHS) is focused on empowering consumers and employers so that they can achieve the best value and protection from their health coverage, as well as the best outcomes in their personal health and wellness.