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Social Security Benefits For Caregivers

People all over the country are helping their moms save as much as $3,600 per year on the costs of prescription drugs.  You can too!

“We all know the high cost of medicine can be a burden on mothers who have limited income and resources,” said Michael W. Grochowski, Regional Commissioner for Social Security in the Kansas City Region.  “This Mother’s Day tell your loved ones about the extra help that is available to pay part of their Medicare prescription drug costs and then help them apply.  This extra help could be worth as much as $3,600 per year.”

To figure out whether your mother is eligible, Social Security needs to know her income and the value of her savings, investments and real estate (other than the home she lives in).  To qualify for the extra help, she must be receiving Medicare and also have:

  • Income limited to $15,600 for an individual or $21,000 for a married couple living together.  Even if her annual income is higher, she still may be able to get some help with monthly premiums, annual deductibles and prescription co–payments.  Some examples where income may be higher include if she or her spouse:

    •  Support other family members who live with them;

      • 0       Have earnings from work; or
        1       Live in Alaska or Hawaii; and

  • Resources limited to $11,990 for an individual or $23,970 for a married couple living together.  Resources include such things as bank accounts, stocks and bonds.  We do not count her house and car as resources.

Social Security has an easy–to–use online application at that you can help complete for your mom. In fact, anyone — family members, friends and caregivers — can help her complete an application.  She can also apply by phone at 1–800–772–1213 (TTY 1–800–325–0778).  Or go to the nearest local Social Security office.


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